The SDK default-model fallback used `modelRegistry.getAll()` and only
filtered by stored credentials, ignoring the path-scoped `enabledModels`
allow-list. When the configured `modelRoles.default` was filtered out by
`disabledProviders`, the fallback could pick a model from a provider that
`enabledModels` did not permit for the current path.
Add `resolveAllowedModels(modelRegistry, settings, prefs)` which returns
`getAvailable()` intersected with the path-scoped `enabledModels`
patterns (or just `getAvailable()` when no patterns are configured), and
use it for both the default-role resolution and the fallback scan. When
`enabledModels` is set but no allowed model has usable credentials, the
fallback now surfaces a message instead of silently picking a disallowed
provider.
Fixes#1022.