diff --git a/packages/ai/src/auth-storage.ts b/packages/ai/src/auth-storage.ts
index b24396df7..1f1c60529 100644
--- a/packages/ai/src/auth-storage.ts
+++ b/packages/ai/src/auth-storage.ts
@@ -2729,6 +2729,8 @@ export class AuthStorage {
 				base.reason = `no usage probe configured for provider ${row.provider}`;
 			} else if (providerImpl.supports && !providerImpl.supports(initialRequest)) {
 				base.reason = `usage probe does not support ${cred.type} credentials for ${row.provider}`;
+			} else if (providerImpl.validatesCredentials === false) {
+				base.reason = `usage probe for ${row.provider} does not validate credentials`;
 			} else {
 				try {
 					const report = await providerImpl.fetchUsage(params, ctx);
diff --git a/packages/ai/src/usage.ts b/packages/ai/src/usage.ts
index b588e0b96..45771607e 100644
--- a/packages/ai/src/usage.ts
+++ b/packages/ai/src/usage.ts
@@ -257,6 +257,8 @@ export interface UsageProvider {
 	/** Parse provider rate-limit response headers (lowercased keys) into a usage report, if supported. */
 	parseRateLimitHeaders?(headers: Record<string, string>, now?: number): UsageReport | null;
 	supports?(params: UsageFetchParams): boolean;
+	/** True when fetchUsage contacts upstream and can authenticate the credential for health checks. */
+	validatesCredentials?: boolean;
 }
 
 /** Request context used when ranking usage for a specific model. */
diff --git a/packages/ai/src/usage/opencode-go.ts b/packages/ai/src/usage/opencode-go.ts
index afcaeffb4..6d165bb01 100644
--- a/packages/ai/src/usage/opencode-go.ts
+++ b/packages/ai/src/usage/opencode-go.ts
@@ -69,6 +69,7 @@ function buildWindowLimit(
 export const opencodeGoUsageProvider: UsageProvider = {
 	id: OPENCODE_GO_PROVIDER,
 	supports: params => params.provider === OPENCODE_GO_PROVIDER && params.credential.type === "api_key",
+	validatesCredentials: false,
 	async fetchUsage(params, ctx) {
 		if (params.provider !== OPENCODE_GO_PROVIDER || params.credential.type !== "api_key") return null;
 		const nowMs = Date.now();
diff --git a/packages/ai/test/auth-storage-check-credentials.test.ts b/packages/ai/test/auth-storage-check-credentials.test.ts
index fb60b68a7..6a73a5146 100644
--- a/packages/ai/test/auth-storage-check-credentials.test.ts
+++ b/packages/ai/test/auth-storage-check-credentials.test.ts
@@ -15,10 +15,12 @@
  *   5. Providers with no registered `UsageProvider` report `ok: null` with
  *      "no usage probe configured" — the credential's status is unknown,
  *      not failed.
- *   6. When a `completionProbe` is supplied, it receives the post-refresh
+ *   6. Local-only usage providers opt out of health validation and leave
+ *      `ok: null` unless a separate completion probe is supplied.
+ *   7. When a `completionProbe` is supplied, it receives the post-refresh
  *      bearer for every row, runs independently of the usage probe (i.e. it
- *      still runs for providers without a `UsageProvider`), but is skipped
- *      when OAuth refresh fails.
+ *      still runs for providers without a validating `UsageProvider`), but is
+ *      skipped when OAuth refresh fails.
  */
 import { afterEach, describe, expect, it, vi } from "bun:test";
 import {
@@ -32,6 +34,7 @@ import {
 } from "@oh-my-pi/pi-ai/auth-storage";
 import type { UsageProvider } from "@oh-my-pi/pi-ai/usage";
 import * as claudeUsage from "@oh-my-pi/pi-ai/usage/claude";
+import { opencodeGoUsageProvider } from "@oh-my-pi/pi-ai/usage/opencode-go";
 
 function oauthRow(id: number, email: string, opts?: { expired?: boolean }): StoredAuthCredential {
 	const credential: AuthCredential = {
@@ -396,6 +399,33 @@ describe("AuthStorage.checkCredentials", () => {
 		}
 	});
 
+	it("does not mark local-only usage providers healthy without upstream validation", async () => {
+		const apiKeyRow: StoredAuthCredential = {
+			id: 12,
+			provider: "opencode-go",
+			credential: { type: "api_key", key: "sk-opencode-go" },
+			disabledCause: null,
+		};
+		const store = makeStore([apiKeyRow]);
+		const storage = new AuthStorage(store, {
+			usageProviderResolver: provider => (provider === "opencode-go" ? opencodeGoUsageProvider : undefined),
+		});
+		await storage.reload();
+
+		const probe = vi.fn<CompletionProbe>().mockResolvedValue({ ok: false, reason: "401 invalid_api_key" });
+
+		try {
+			const [result] = await storage.checkCredentials({ completionProbe: probe });
+			expect(result.ok).toBeNull();
+			expect(result.reason).toMatch(/does not validate credentials/);
+			expect(result.report).toBeUndefined();
+			expect(probe).toHaveBeenCalledTimes(1);
+			expect(result.completion).toEqual({ ok: false, reason: "401 invalid_api_key" });
+		} finally {
+			storage.close();
+		}
+	});
+
 	it("skips the completionProbe when OAuth refresh fails", async () => {
 		const refreshSpy = vi
 			.fn<NonNullable<AuthCredentialStore["refreshOAuthCredential"]>>()