diff --git a/packages/ai/CHANGELOG.md b/packages/ai/CHANGELOG.md
index c510ce7ee..17350e8da 100644
--- a/packages/ai/CHANGELOG.md
+++ b/packages/ai/CHANGELOG.md
@@ -15,6 +15,7 @@
 ### Fixed
 
 - Fixed duplicate upstream `tool_call_id` values collapsing distinct tool calls during message transformation, preserving one call/result pairing per emitted tool call before provider replay and keeping generated duplicate IDs distinct after OpenAI/Mistral wire-length caps. ([#2055](https://github.com/can1357/oh-my-pi/issues/2055))
+- Fixed the Anthropic provider retrying persistent account usage/quota limits (e.g. `429 "This request would exceed your account's rate limit"`, `usage_limit_reached`) as if they were transient. Because the error text contains "rate limit", `isProviderRetryableError` matched it and the stream retry loop looped through its 2s/4s/8s backoff (then the `streamSimple` a/b/c policy re-minted the credential and ran the whole thing again) before surfacing the failure — even though the server's `retry-after` parked the account for minutes-to-hours. These errors are now recognized via `isUsageLimitError` and surfaced immediately to the credential-rotation layer, so e.g. `omp dry-balance --bench` reports a rate-limited account as failed at once instead of appearing to hang.
 
 ## [15.10.1] - 2026-06-07
 
diff --git a/packages/ai/src/providers/anthropic.ts b/packages/ai/src/providers/anthropic.ts
index 172033d4e..922dcdbf2 100644
--- a/packages/ai/src/providers/anthropic.ts
+++ b/packages/ai/src/providers/anthropic.ts
@@ -18,6 +18,7 @@ import {
 	supportsMidConversationSystemMessages,
 } from "../model-thinking";
 import { calculateCost } from "../models";
+import { isUsageLimitError } from "../rate-limit-utils";
 import { getEnvApiKey, OUTPUT_FALLBACK_BUFFER } from "../stream";
 import type {
 	Api,
@@ -1036,11 +1037,25 @@ const ANTHROPIC_MESSAGE_EVENTS: ReadonlySet<string> = new Set([
 	"content_block_stop",
 ]);
 
+/**
+ * Anthropic keepalive `ping` events carry no message content, but they prove the
+ * upstream connection is alive during long server-side gaps (extended thinking,
+ * slow tool execution). They are normally dropped before reaching the consumer;
+ * we instead surface them as lightweight markers so the idle watchdog
+ * (`iterateWithIdleTimeout`) resets its deadline on every ping. Without this, a
+ * connection that is demonstrably still streaming pings still trips
+ * "Anthropic stream stalled while waiting for the next event". The message-event
+ * branches in `streamAnthropic` match none of these markers, so they are ignored.
+ */
+type RawMessagePingEvent = { type: "ping" };
+type AnthropicStreamEvent = RawMessageStreamEvent | RawMessagePingEvent;
+const ANTHROPIC_PING_EVENT: RawMessagePingEvent = { type: "ping" };
+
 async function* iterateAnthropicEvents(
 	response: Response,
 	signal?: AbortSignal,
 	onSseEvent?: AnthropicOptions["onSseEvent"],
-): AsyncGenerator<RawMessageStreamEvent> {
+): AsyncGenerator<AnthropicStreamEvent> {
 	if (!response.body) {
 		throw new Error("Attempted to iterate over an Anthropic response with no body");
 	}
@@ -1054,6 +1069,12 @@ async function* iterateAnthropicEvents(
 			throw new Error(sse.data);
 		}
 
+		if (sse.event === "ping") {
+			// Surface keepalives so the idle watchdog treats them as liveness.
+			yield ANTHROPIC_PING_EVENT;
+			continue;
+		}
+
 		if (!ANTHROPIC_MESSAGE_EVENTS.has(sse.event ?? "")) {
 			continue;
 		}
@@ -1104,7 +1125,7 @@ async function getAnthropicStreamResponse(
 	signal?: AbortSignal,
 	onSseEvent?: AnthropicOptions["onSseEvent"],
 ): Promise<{
-	events: AsyncIterable<RawMessageStreamEvent>;
+	events: AsyncIterable<AnthropicStreamEvent>;
 	response: Response;
 	requestId: string | null;
 	recordsRawSseEvents: boolean;
@@ -1126,9 +1147,9 @@ async function getAnthropicStreamResponse(
 }
 
 async function* observeDecodedAnthropicSdkEvents(
-	events: AsyncIterable<RawMessageStreamEvent>,
+	events: AsyncIterable<AnthropicStreamEvent>,
 	observer: (event: RawSseEvent) => void,
-): AsyncGenerator<RawMessageStreamEvent> {
+): AsyncGenerator<AnthropicStreamEvent> {
 	for await (const event of events) {
 		const data = JSON.stringify(event);
 		// Reconstructed from decoded SDK event; not literal wire bytes.
@@ -1207,6 +1228,14 @@ function isProviderRetryableStreamEnvelopeError(error: unknown): boolean {
 export function isProviderRetryableError(error: unknown, provider?: string): boolean {
 	if (!(error instanceof Error)) return false;
 	if (provider === "github-copilot" && isCopilotTransientModelError(error)) return true;
+	// Account-level usage/quota limits ("usage_limit_reached", "exceed your
+	// account's rate limit", "quota exceeded") are persistent — the server
+	// parks the credential for minutes-to-hours (see the long `retry-after`).
+	// Retrying the same key with the provider's seconds-scale backoff never
+	// helps; these are owned by the credential-rotation layer (auth-gateway /
+	// `streamSimple` a/b/c policy), so surface them immediately instead of
+	// burning the retry budget here.
+	if (isUsageLimitError(error.message)) return false;
 	const msg = error.message.toLowerCase();
 	if (
 		isUnexpectedSocketCloseMessage(msg) ||
@@ -1415,7 +1444,7 @@ export const streamAnthropic: StreamFunction<"anthropic-messages"> = (
 							requestTimeoutMs,
 						);
 					}
-					let anthropicStream: AsyncIterable<RawMessageStreamEvent>;
+					let anthropicStream: AsyncIterable<AnthropicStreamEvent>;
 					let response: Response;
 					let requestId: string | null;
 					let recordsRawSseEvents: boolean;
diff --git a/packages/ai/test/anthropic-retry.test.ts b/packages/ai/test/anthropic-retry.test.ts
index 1901a2e51..0a9706598 100644
--- a/packages/ai/test/anthropic-retry.test.ts
+++ b/packages/ai/test/anthropic-retry.test.ts
@@ -55,6 +55,23 @@ describe("isProviderRetryableError", () => {
 		expect(isProviderRetryableError(new Error("Bad request"))).toBe(false);
 	});
 
+	it("does not retry persistent account usage/quota limits despite rate-limit wording", () => {
+		// Account-level 429 that says "rate limit" but is really a parked
+		// credential (long retry-after). Must surface immediately so the
+		// credential-rotation layer takes over instead of looping on backoff.
+		expect(
+			isProviderRetryableError(
+				new Error(
+					'429 {"type":"error","error":{"type":"rate_limit_error","message":"This request would exceed your account\'s rate limit. Please try again later."}}',
+				),
+			),
+		).toBe(false);
+		expect(isProviderRetryableError(new Error("usage_limit_reached"))).toBe(false);
+		expect(isProviderRetryableError(new Error("You have hit your ChatGPT usage limit"))).toBe(false);
+		// A generic transient rate limit (no account/usage framing) still retries.
+		expect(isProviderRetryableError(new Error("Rate limit exceeded"))).toBe(true);
+	});
+
 	it("retries Copilot transient model_not_supported only for github-copilot provider", () => {
 		const err = new Error("400 The requested model is not supported.");
 		(err as unknown as { status: number; code: string }).status = 400;
diff --git a/packages/ai/test/duplicate-tool-results.test.ts b/packages/ai/test/duplicate-tool-results.test.ts
index 5c21b4a2d..1d369c88f 100644
--- a/packages/ai/test/duplicate-tool-results.test.ts
+++ b/packages/ai/test/duplicate-tool-results.test.ts
@@ -558,8 +558,8 @@ describe("Duplicate Tool Results Regression", () => {
 			];
 			const context: Context = { messages };
 			const wireMessages = convertMessages(providerModel, context, detectCompat(providerModel));
-			const assistantIds = assistantWireMessages(wireMessages).flatMap(message =>
-				message.tool_calls?.map(toolCall => toolCall.id) ?? [],
+			const assistantIds = assistantWireMessages(wireMessages).flatMap(
+				message => message.tool_calls?.map(toolCall => toolCall.id) ?? [],
 			);
 
 			expect(assistantIds, providerModel.provider).toEqual([duplicateId, expectedDuplicateId]);